The Mind of The Chinese Subject: The Mind of The Chinese
A Chinese walks into a bank in New York City and asks for the loan
officer.
He tells the loan officer that he is going to Taiwan on business for two
weeks
and needs to borrow $5,000. The bank officer tells him that the bank
will
need some form of security for the loan, so the Chinese hands over the
keys of a new Ferrari parked on the street in front of the bank. He
produces
the title and everything checks out. The loan officer agrees to accept
the
car as collateral for the loan.
The bank's president and its officers all enjoy a good laugh at the
Chinese
for using a $250,000 Ferrari as collateral against a $5,000 loan. An
employee
of the bank then drives the Ferrari into the bank's underground garage
and
parks it there.
Two weeks later, the Chinese returns, repays the $5,000 and the
interest,
which comes to $15.41.
loan officer says, "Sir, we are very happy to have had your business,
and
this
transaction has worked out very nicely, but we are a little .
While
you
were away, we checked you out and found that you are a multimillionaire.
What puzzles us is, why would you bother to borrow $5,000?"
The Chinese replies: "Where else in New York City can I park my car for
two
weeks for only $15.41 and expect it to be there when I return?"
Ah, the mind of the Chinese...
